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Peachstate Insurance Blog

View the latest blog posts from Peachstate Insurance.

Thirty-seven percent of all households in the United States are renters, according to the National Multifamily Housing Council. However, the Insurance Information Institute (III) conducted a study in 2015 that showed only 40 percent of renters maintain renters insurance compared to 95 percent of homeowners who have homeowners insurance. READ MORE >>

Your vehicle isn’t where you parked it. It could be outside of your home or in a shopping center. It is not uncommon for vehicles to be stolen today. And, contrary to what many believe, the vehicles most often stolen are everyday vehicles owned by many families rather than high-end sports cars. READ MORE >>

You bought a motorcycle you love. You took it out a handful of times over the last few years, but you don’t use it very often. And, you may be thinking about dropping your insurance coverage. Should you do so? There are some situations in which you can stop coverage, but at the same time, you’ll need to consider what this will mean to you in the short and long term. READ MORE >>

In some areas, the rental market is very tight. In these areas, it can be hard to find a vacant apartment that is within your budget. That’s when sub-leasing can become an attractive offer. In sub-leasing, you share an apartment with another person or lease it from someone that is currently leasing it (rather than leasing it directly from the property owner or management company). READ MORE >>

Home insurance claims each year often include a high percentage of thefts. It is not uncommon for homes to be broken into or items to be stolen even when homeowners are home. The risks are equal whether you live in a very safe neighborhood in the suburbs or if you live in an urban area. READ MORE >>

Renters insurance is one of the most overlooked, yet valuable forms of property insurance today. It provides a wide range of benefits for today’s apartment, condo or home renter. Generally speaking, this type of insurance covers your personal property and belongings while also providing liability coverage to you when you live in a space that you don’t own. READ MORE >>

The National Safety Council reports that 530,000 animal related incidents occurred in 2003. These collisions resulted in more than 10,000 injuries. Deer are involved in a lot of these accidents. Deer, which are quite large and very powerful animals, can cause a significant amount of damage when hit. READ MORE >>

You've been eyeing that tree that has a long, large limb hanging over into your yard. Perhaps it is touching the top of your home or even scraping against your siding. Then a storm comes, the tree limb snaps and it hits your home, causing damage to it. Who is responsible for the damage? READ MORE >>

The need to have SR-22 insurance indicates that you are a high-risk driver. If you are facing a significant violation of your driving privileges, the court may require that you obtain this type of auto insurance. It specifically provides a higher level of protection for other drivers. READ MORE >>

If you are required to purchase SR-22 insurance, it’s not the end of your driving career. You can still travel and drive as you see fit. However, it’s important to note, there are a few things you should be mindful of when you have SR-22 insurance to ensure you protect your car insurance and your driver’s license. READ MORE >>

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