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Peachstate Insurance Blog: insurance

View the latest blog posts from Peachstate Insurance.

You’re in an accident. Your vehicle has damages. The other person’s vehicle has damage, too. And, you realize you may be to blame. When a situation like this happens, take a deep breath. Call the police and your auto insurance agent. In most cases, you have insurance to help you. READ MORE >>

As a homeowner, protecting your home is one of your top priorities. It’s the reason you purchased home insurance. Many homeowners think a policy they bought years ago, covers them completely today. In reality, insurance coverage needs change over time. People who aren’t mindful of their policy could have home insurance gaps. READ MORE >>

Drivers get SR-22 requirements as a result of serious or repetitive driving infractions. SR-22 requirements are very serious penalties for driving violations. Drivers must obtain an SR-22 if a state requires them to do so. For this reason, every driver should know what types of situations could lead to SR-22 rules. READ MORE >>

You may think a lot about how to choose proper coverage levels for renters insurance. On one hand, there is your personal property coverage. In this section of your policy, you place a value on your personal items within the property. But, there’s also your liability coverage. READ MORE >>

You’re moving into a rental home. As you bring along your personal effects, you want to know you are living in a protected space. Besides taking proper security steps, you also want to invest in renters insurance. Renters insurance often is best considered as an integral part of your home security. READ MORE >>

Take a close look at the terminology of your home insurance policy. In nearly all situations, homeowners will have a stated limit on the amount a claim can be. This limit, for example, on the structure, is pre-determined at the time of the purchase of the home.  READ MORE >>

Driving safely each day is essential. It reduces your chances of having an accident, helping you avoid injuries. Additionally, it helps you avoid a rate increase when it comes to your car insurance policy. Rainy weather is a hazard to all drivers. It causes low visibility and reduces the traction between your tires and the road. READ MORE >>

Many people make a mistake when they have to carry an SR-22 certificate. They file the SR-22 and do nothing else. They simply wait until the SR-22 certification expires. States require SR-22 certificates for a variety of reasons. Carriers might have had multiple reckless driving charges or DUI arrests. READ MORE >>

Renter’s insurance is often a requirement for most renters. When you move into a rented property, you are assuming risks for your own belongings in that space.  You also assume a degree of responsibility for the rented property itself. It is important to know what your renters insurance policy covers. READ MORE >>

SR-22 insurance is something most people do not learn about until there is a need to obtain it. It does not matter why you have to have SR-22 verification. You'll need to secure it if the Department of Motor Vehicles is requiring you to have it.  If you have to get an SR-22, the DMV has determined you are a high-risk driver. READ MORE >>

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