Physical Damage Insurance Information for Georgia Drivers
When it comes to auto insurance, most people immediately think of liability coverage—the essential protection you need to meet state laws and protect against lawsuits. While this is a critical component, it’s important to also consider insuring your vehicle against potential damage. That’s because liability coverage only pays for damage caused to others’ property, not your vehicle. To protect your own car, you’ll need physical damage coverage.
At Peachstate Insurance, with offices spread across Georgia, we’re experts at offering well-rounded auto insurance plans that include options for safeguarding your car against physical damage. Contact us today for a personalized auto insurance quote.
What Is Physical Damage Insurance?
This type of insurance may help cover the costs of repairing or replacing your vehicle if it suffers damage from various situations. Physical damage insurance is typically divided into two main types:
- Comprehensive coverage may help cover non-collision damages, such as theft, vandalism, fires or hitting an animal.
- Collision coverage may help protect you in the case of a collision, whether it’s with another vehicle or an object like a tree or a pole.
Why Is Physical Damage Insurance Important?
Repairing or replacing a vehicle can be expensive. Physical damage insurance helps you manage these costs without breaking the bank.
If you’re leasing or financing your vehicle, your lender will likely require some form of physical damage insurance.
Peachstate Insurance offers you a multitude of options tailored to fit your needs. Whether you drive an older model and only need minimal protection or have a brand-new luxury vehicle that requires more coverage, we can help you get appropriate auto insurance coverage.
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