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Peachstate Auto Insurance Blog

View the latest blog posts from Peachstate Auto Insurance.

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Monday, June 20, 2022

Why Car Insurance Goes Up

Car insurance is required for most vehicle owners, depending on your state regulations. It can be surprising when your premium increases if it’s not due to accidents, tickets, poor driving records or insuring teens.   Rates can increase for many different reasons, but there are ways to try to offset these costs. READ MORE >>

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Wednesday, May 25, 2022

Factors Affecting the Cost of Renters Insurance

People who rent homes, apartments and condos often encounter the same dangers as homeowners. Whether it’s fire, smoke, vandalism, or a weather-related incident, all renters need to protect their personal property. Renters insurance protects belongings if they sustain damage in a covered incident. READ MORE >>

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Monday, May 2, 2022

Understanding SR-22 Insurance in Georgia

While SR-22 is commonly referred to as a type of insurance, it’s actually a form proving you’ve purchased the state-required insurance. Not every driver must file SR-22 with the state of Georgia, but if you receive notice that it’s required, contact your insurance agent immediately. READ MORE >>

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Tuesday, April 26, 2022

How Can I Lower the Cost of My Motorcycle Insurance?

If you ride a motorcycle, you know the joys of the open road. But before you hit the road for your next destination, you want to ensure you have the protection you need—and possibly lower the cost of your motorcycle insurance.   Motorcycle insurance helps pay for accident damage, settlements and other obstacles. READ MORE >>

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Wednesday, April 6, 2022

How Does the Car Insurance Claim Process Work?

An insurance claim is the process of notifying your insurance company that you have been in an accident or other covered incident. The claim starts the process of accessing your benefits so you can cover any damages or injuries you experience.  Different types of car insurance cover other kinds of incidents. READ MORE >>

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Tuesday, March 8, 2022

How Does SR-22 Insurance Work?

Although commonly referred to as “SR-22 Insurance,” an SR-22 isn’t an insurance policy. It’s a form filed with your state to prove that you have the minimum auto coverages required by state law. Under a court order issued by the state of Georgia, certain individuals must provide the Department of Driver Services (DDS) with this proof of insurance. READ MORE >>

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Friday, March 4, 2022

How Renters Insurance Claims Work

Renters insurance provides coverage for your belongings if they become damaged in a covered incident, such as a fire. In addition, renters insurance usually covers additional living expenses if you need to live elsewhere temporarily.   Most renters insurance policies are relatively straightforward. READ MORE >>

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Monday, February 7, 2022

How Auto Insurance Deductibles Work

In any type of insurance policy, a deductible is the amount of money you have to pay out-of-pocket until your insurance provider covers the rest. As it relates to auto insurance, you’ll pay a specific amount of money for an accident until your insurer assists you in covering the rest.   READ MORE >>

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Thursday, February 3, 2022

Do You Need Motorcycle Insurance in Georgia?

Motorcycles face the same accident and operational hazards as any other motorized vehicle. However, compared to a car or truck, motorcyclists experience much greater risk. With just two wheels and specific skills needed to operate a bike, motorcyclists don’t have the same level of security as other drivers. READ MORE >>

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Wednesday, January 26, 2022

Why You Have to Get the Minimum Georgia SR-22

All drivers present varying levels of risk when they get behind the wheel. However, some present more than others.  Most people carry car insurance to help protect themselves and others from the ramifications that these risks might trigger. Still, it is doubly important that the highest-risk drivers carry this coverage. READ MORE >>

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