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Moving into a rental property is not like moving into a brand new home. Rentals are, at least in theory, places for temporary occupancy. While you can stay in a rental usually as long as your lease allows, someone else owns the actual property. Furthermore, others may have occupied the property before you. READ MORE >>

Getting an SR-22 certificate is only part of the process. You have to keep your SR-22 certificate for a period of time. Most states require drivers to keep SR-22 certificated for about two or more years. Keeping your SR-22 certificate means that you have to keep your insurance coverage. READ MORE >>

One factor you cannot control impacting how much you pay for car insurance is your age. Every auto insurance company rates a person based on his or her risk level. How much risk do you present to the insurer? Age can play a role in this in several ways. READ MORE >>

In some areas, home values have fallen by 10 or more percent in the last decade. It can be worrisome for a homeowner to see this occurring. You may want to lower the amount of insurance you have on your home as a result. However, it is important to be mindful of this. Don't base your home insurance value on market trends. READ MORE >>

You’re in an accident. Your vehicle has damages. The other person’s vehicle has damage, too. And, you realize you may be to blame. When a situation like this happens, take a deep breath. Call the police and your auto insurance agent. In most cases, you have insurance to help you. READ MORE >>

As a homeowner, protecting your home is one of your top priorities. It’s the reason you purchased home insurance. Many homeowners think a policy they bought years ago, covers them completely today. In reality, insurance coverage needs change over time. People who aren’t mindful of their policy could have home insurance gaps. READ MORE >>

Drivers get SR-22 requirements as a result of serious or repetitive driving infractions. SR-22 requirements are very serious penalties for driving violations. Drivers must obtain an SR-22 if a state requires them to do so. For this reason, every driver should know what types of situations could lead to SR-22 rules. READ MORE >>

You may think a lot about how to choose proper coverage levels for renters insurance. On one hand, there is your personal property coverage. In this section of your policy, you place a value on your personal items within the property. But, there’s also your liability coverage. READ MORE >>

You’re moving into a rental home. As you bring along your personal effects, you want to know you are living in a protected space. Besides taking proper security steps, you also want to invest in renters insurance. Renters insurance often is best considered as an integral part of your home security. READ MORE >>

Take a close look at the terminology of your home insurance policy. In nearly all situations, homeowners will have a stated limit on the amount a claim can be. This limit, for example, on the structure, is pre-determined at the time of the purchase of the home.  READ MORE >>

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