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Peachstate Insurance Blog: sr-22 insurance

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Getting an SR-22 requirement makes you a risk in the eyes of your insurance company. SR-22 requirements come from a variety of driving charges, depending on where you live. Among these might be multiple tickets, wrecks, DUI charges, and the failure to carry insurance. READ MORE >>

Getting an SR-22 certificate is only part of the process. You have to keep your SR-22 certificate for a period of time. Most states require drivers to keep SR-22 certificated for about two or more years. Keeping your SR-22 certificate means that you have to keep your insurance coverage. READ MORE >>

Drivers get SR-22 requirements as a result of serious or repetitive driving infractions. SR-22 requirements are very serious penalties for driving violations. Drivers must obtain an SR-22 if a state requires them to do so. For this reason, every driver should know what types of situations could lead to SR-22 rules. READ MORE >>

Many people make a mistake when they have to carry an SR-22 certificate. They file the SR-22 and do nothing else. They simply wait until the SR-22 certification expires. States require SR-22 certificates for a variety of reasons. Carriers might have had multiple reckless driving charges or DUI arrests. READ MORE >>

SR-22 insurance is something most people do not learn about until there is a need to obtain it. It does not matter why you have to have SR-22 verification. You'll need to secure it if the Department of Motor Vehicles is requiring you to have it.  If you have to get an SR-22, the DMV has determined you are a high-risk driver. READ MORE >>

Having an SR-22 will cost you some money in the insurance department. Whether you’ve obtained a DUI, a ticket for speeding or fled an accident, an SR-22 highlights you as an at risk driver. While maintaining an SR-22 status alone won’t be too expensive, it can certainly drive up your insurance rates. READ MORE >>

Start with SR-22 Individuals who have a revoked license often may not see a future behind the wheel. There is no guarantee that you will, in fact, get your license back. The revoking of a license often only occurs when a court rules that numerous or severe violations occurred. READ MORE >>

The need to have SR-22 insurance indicates that you are a high-risk driver. If you are facing a significant violation of your driving privileges, the court may require that you obtain this type of auto insurance. It specifically provides a higher level of protection for other drivers. READ MORE >>

If you are required to purchase SR-22 insurance, it’s not the end of your driving career. You can still travel and drive as you see fit. However, it’s important to note, there are a few things you should be mindful of when you have SR-22 insurance to ensure you protect your car insurance and your driver’s license. READ MORE >>

If you’ve been forced to purchase SR-22 insurance, don’t fret…it’s not the end of the world. You can still enjoy the summer while you comply with the requirements of your SR-22 auto insurance. Although you may want to relax and throw caution to the wind, the best way to eliminate the requirement to have SR-22 insurance is to be a safe driver. READ MORE >>
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