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Peachstate Insurance Blog: sr-22 insurance

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Say you have an accident and receive a DUI. You then receive a notification that the state now requires you to carry an SR-22. But what is an SR-22 and how do you get one? What Does an SR-22 Do? Often called SR-22 insurance, an SR-22 is proof that you carry car insurance. An SR-22 is not insurance. READ MORE >>

Unless you get involved with the legal system, you may never hear about the term SR-22. As a result, there is a significant amount of misinformation and confusion surrounding SR-22 requirements and insurance options. Yet, drivers who want to get back on the road after a serious infraction need to learn more about what an SR-22 certificate is and how it impacts their choices. READ MORE >>

Most states, including Georgia, require drivers to carry car insurance. Failing to do so will result in a variety of legal penalties. First among them might come the Georgia SR-22 requirement. What is this penalty? More importantly, why do you have to manage it? READ MORE >>

The law expects you to be a safe driver. By doing so, you’re not just keeping yourself safe, you’re doing a public service. Driving means you interact with others and their cars. If you don’t drive safely, you put many people—other drivers, pedestrians and passengers—in danger. READ MORE >>

Traffic authorities expect you to be a safe driver. So, too, does your auto insurer. If you drive recklessly, you put your own safety and the safety of others at risks. Speeding, accidents, drunk driving and even failing to carry insurance make you a more risky operator. READ MORE >>

Getting an SR-22 requirement makes you a risk in the eyes of your insurance company. SR-22 requirements come from a variety of driving charges, depending on where you live. Among these might be multiple tickets, wrecks, DUI charges, and the failure to carry insurance. READ MORE >>

Getting an SR-22 certificate is only part of the process. You have to keep your SR-22 certificate for a period of time. Most states require drivers to keep SR-22 certificated for about two or more years. Keeping your SR-22 certificate means that you have to keep your insurance coverage. READ MORE >>

Drivers get SR-22 requirements as a result of serious or repetitive driving infractions. SR-22 requirements are very serious penalties for driving violations. Drivers must obtain an SR-22 if a state requires them to do so. For this reason, every driver should know what types of situations could lead to SR-22 rules. READ MORE >>

Many people make a mistake when they have to carry an SR-22 certificate. They file the SR-22 and do nothing else. They simply wait until the SR-22 certification expires. States require SR-22 certificates for a variety of reasons. Carriers might have had multiple reckless driving charges or DUI arrests. READ MORE >>

SR-22 insurance is something most people do not learn about until there is a need to obtain it. It does not matter why you have to have SR-22 verification. You'll need to secure it if the Department of Motor Vehicles is requiring you to have it.  If you have to get an SR-22, the DMV has determined you are a high-risk driver. READ MORE >>

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