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Peachstate Insurance Blog: sr-22

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A license suspension can mean various penalties for affected drivers. One of these penalties may be the requirement to get an SR-22 certificate. SR-22 certificates have an important impact on your auto insurance. So, let’s take a look at how license suspensions may trigger SR-22 requirements. READ MORE >>

Every driver needs to carry car insurance. In the event of a driving accident, insurance can come in handy to help drivers afford repairs. They could also help drivers compensate others for the damage or injuries they receive in the incident. However, what most drivers need to realize is that car insurance is more than just a recommendation. READ MORE >>

If you have to get an SR-22 certificate, that means that state traffic authorities have deemed you a high driving risks. Now that you’re a higher risk on the road, you may wonder how this new classification will affect your auto insurance coverage. Most drivers associate increased risks with increased auto insurance costs. READ MORE >>

We’ve all heard the warnings, and they are true. Do not drink and drive. Ever. Alcohol consumption impairs a driver’s faculties. This makes it difficult for a driver to fully engage with the road. Intoxication, or drunkenness, is a very big safety risk to a driver and others on the road. READ MORE >>

Getting an SR-22 requirement makes you a risk in the eyes of your insurance company. SR-22 requirements come from a variety of driving charges, depending on where you live. Among these might be multiple tickets, wrecks, DUI charges, and the failure to carry insurance. READ MORE >>

Getting an SR-22 certificate is only part of the process. You have to keep your SR-22 certificate for a period of time. Most states require drivers to keep SR-22 certificated for about two or more years. Keeping your SR-22 certificate means that you have to keep your insurance coverage. READ MORE >>

Drivers get SR-22 requirements as a result of serious or repetitive driving infractions. SR-22 requirements are very serious penalties for driving violations. Drivers must obtain an SR-22 if a state requires them to do so. For this reason, every driver should know what types of situations could lead to SR-22 rules. READ MORE >>

Many people make a mistake when they have to carry an SR-22 certificate. They file the SR-22 and do nothing else. They simply wait until the SR-22 certification expires. States require SR-22 certificates for a variety of reasons. Carriers might have had multiple reckless driving charges or DUI arrests. READ MORE >>

SR-22 insurance is something most people do not learn about until there is a need to obtain it. It does not matter why you have to have SR-22 verification. You'll need to secure it if the Department of Motor Vehicles is requiring you to have it.  If you have to get an SR-22, the DMV has determined you are a high-risk driver. READ MORE >>

Having an SR-22 will cost you some money in the insurance department. Whether you’ve obtained a DUI, a ticket for speeding or fled an accident, an SR-22 highlights you as an at risk driver. While maintaining an SR-22 status alone won’t be too expensive, it can certainly drive up your insurance rates. READ MORE >>

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