Reasons You Could Get An SR-22

If you receive notification that you must file an SR-22 form, you may need to do so before the state of Georgia will reinstate your driver’s license.  

Contact the agents at Peachstate Insurance in Atlanta, Georgia, to learn more about how to file an SR-22 form and get a quote for auto insurance.  

What Is SR-22? 
SR-22 is not insurance. SR-22 is a form that some drivers must file with the Department of Motor Vehicles (DMV) to prove their auto insurance coverage meets Georgia’s minimum liability requirements. SR-22 may also be called a Certificate of Financial Responsibility or SR-22 Bond.  

You may be required to file SR-22 for one to three years after a serious driving offense or if you’ve been convicted of driving under the influence (DWI).  

Drivers who must file SR-22 in Georgia should contact their insurance agent right away to verify that their auto insurance coverage meets the state’s minimum liability requirements.  

After filing SR-22, if you cancel your auto insurance or allow the policy to lapse, the Georgia Department of Driver Services will receive a notification from your insurance company, which may result in the cancellation of your driver’s license.  

Why You Must File SR-22 in Georgia 
There are several reasons you may be required to file SR-22 in Georgia, including: 

• Driving without auto insurance that meets Georgia’s minimum liability requirements
• Reckless driving
• Involvement in an auto accident without auto insurance, no matter who is at fault
• Too many traffic offenses in a short amount of time
• Driving while your license is suspended or revoked 

 
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.