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Peachstate Insurance Blog

View the latest blog posts from Peachstate Insurance.

Owning a home comes with the responsibility of maintaining it. Even if you think your home is in good shape, chances are there are risks that could be very worrisome. If you have home insurance, it can help to reduce at least some of these risks. It can also keep you financially secure should something happen with your home. READ MORE >>

One of the factors auto insurance agencies consider when providing a price for clients may be your credit rating. Not all states allow this. If your state does, it means your insurer may take a look at your credit report to determine risk. If you make payments on time and are responsible, the agency will likely view you as less of a risk. READ MORE >>

If you decide to rent a home, you’re taking on a responsibility for someone else’s property. Living in a rental means that you have to oversee the safety and upkeep of the property. Even if the property's owner plays a role in upkeep, you still have a lot of influence over its day-to-day safety. READ MORE >>

Getting an SR-22 requirement makes you a risk in the eyes of your insurance company. SR-22 requirements come from a variety of driving charges, depending on where you live. Among these might be multiple tickets, wrecks, DUI charges, and the failure to carry insurance. READ MORE >>

Moving into a rental property is not like moving into a brand new home. Rentals are, at least in theory, places for temporary occupancy. While you can stay in a rental usually as long as your lease allows, someone else owns the actual property. Furthermore, others may have occupied the property before you. READ MORE >>

Getting an SR-22 certificate is only part of the process. You have to keep your SR-22 certificate for a period of time. Most states require drivers to keep SR-22 certificated for about two or more years. Keeping your SR-22 certificate means that you have to keep your insurance coverage. READ MORE >>

One factor you cannot control impacting how much you pay for car insurance is your age. Every auto insurance company rates a person based on his or her risk level. How much risk do you present to the insurer? Age can play a role in this in several ways. READ MORE >>

In some areas, home values have fallen by 10 or more percent in the last decade. It can be worrisome for a homeowner to see this occurring. You may want to lower the amount of insurance you have on your home as a result. However, it is important to be mindful of this. Don't base your home insurance value on market trends. READ MORE >>

You’re in an accident. Your vehicle has damages. The other person’s vehicle has damage, too. And, you realize you may be to blame. When a situation like this happens, take a deep breath. Call the police and your auto insurance agent. In most cases, you have insurance to help you. READ MORE >>

As a homeowner, protecting your home is one of your top priorities. It’s the reason you purchased home insurance. Many homeowners think a policy they bought years ago, covers them completely today. In reality, insurance coverage needs change over time. People who aren’t mindful of their policy could have home insurance gaps. READ MORE >>

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