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Frequently Asked Questions

Below are some of our frequently asked questions. If you have any other questions or concerns, please feel free to contact us.

  1. Do I have to pay for an online quote?
  2. Is the receipt the same thing as proof of insurance?
  3. Is auto insurance required?
Do I have to pay for an online quote?
No, the quotes are free. The quote provides an estimate based on the information that you provided us that gives you a precise description of what's available as far as coverages are. So, it is not a statement of a contract. All coverages are subject to policy provisions and applicable endorsements. If you would like to change them, however, coverages, availability, and the minimum coverage limits vary by state. Learn more.

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Is the receipt the same thing as proof of insurance?
No. 

As funny as that seems, the receipt is not the same thing as proof of insurance. It's simply a confirmation page and after we have received your payment, you will be redirected to a new page that has both your proof of insurance -- which will be a binder until it gets updated into the system -- and also a receipt as a confirmation that you purchased a policy. Learn more.

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Is auto insurance required?
Auto insurance is required in forty-seven states they require vehicles to have some level of insurance coverage before they can even hit the road. Failure to have insurance can lead to pay a fine fine and/or jail time, not to mention suspension or revocation of your driver’s license. In most of those states, the minimum required coverage is liability coverage. To cover damage and injuries you may cause though, a handful of states require additional coverage, such as collision and comprehensive. But those are only in a hand full of states. The minimum requirement for auto insurance is liability coverage typically speaking, depending on your state. Learn more.

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