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Peachstate Insurance Blog: homeowners

View the latest blog posts from Peachstate Insurance.

When you own a home, you face a lot of different risks on your own. However, your home poses a risk not just to you and your family, but to other people as well. Whenever someone steps onto your property, they could get hurt. That person might request or even sue you for compensation for their injuries. READ MORE >>

A rental home belongs to a homeowner. However, that homeowner leases the home to a renter. By contract, renters agree to maintain certain degrees of upkeep for the home. For that reason, both parties in the deal have to do their part to see to the home’s preservation and maintenance. READ MORE >>

Buying home insurance isn't something that you do every day, or even every year. So it's easy to forget what coverage includes and all the lingo that surrounds the industry. Before you buy your next policy, you need to ask your insurance agent these questions. You want to understand your policy before making a selection. READ MORE >>

The roof to your home provides ample protection for your family. It also is an important component of the structural integrity of the building. If there is damage to the roof, it can cause damage to the underlying structure right down to the foundation. That puts the home at risk and reduces its value. READ MORE >>

As a homeowner, protecting your home is one of your top priorities. It’s the reason you purchased home insurance. Many homeowners think a policy they bought years ago, covers them completely today. In reality, insurance coverage needs change over time. People who aren’t mindful of their policy could have home insurance gaps. READ MORE >>

When buying a home, you likely take into consideration a wide variety of factors. You may choose an area where there’s a good neighborhood for your family. You may choose based on how far away it is from your employment. But, did you think about how close the fire station is? READ MORE >>

Investing in a smart home upgrade can seem like a fantastic idea, but one that comes with a higher price tag. Is it worth doing so? That depends specifically on how you plan to use your smart home, what it includes and if your home insurance provider sees it as a valuable upgrade. READ MORE >>

Home insurance claims each year often include a high percentage of thefts. It is not uncommon for homes to be broken into or items to be stolen even when homeowners are home. The risks are equal whether you live in a very safe neighborhood in the suburbs or if you live in an urban area. READ MORE >>

Have you taken the time to explore what your home insurance policy offers? Many property owners don't think twice about what is and is not included on their home insurance. You may even assume you can use your policy whenever you are facing significant damage to the structure. That may not be the case. READ MORE >>

Liability insurance is one of the most important types of coverage you can have as a homeowner. It is a key component of your home insurance because it provides you with exceptional protection from accidents. What would happen if your pet bit someone? How much would you have to pay if someone fell on your property and damaged their leg or arm? READ MORE >>

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