If you are required to purchase SR-22 insurance, it’s not the end of your driving career. You can still travel and drive as you see fit. However, it’s important to note, there are a few things you should be mindful of when you have SR-22 insurance to ensure you protect your car insurance and your driver’s license.
1. Don’t Drive Recklessly
There are many reasons people are required to get SR-22 insurance, with one of the reasons being reckless driving. If reckless driving is the reason you have an SR-22, it’s important that you avoid the desire to do so from this point forward. Reckless driving endangers your life and the lives of others around you. Additionally, when you drive recklessly, you increase your chances of getting into a wreck. A 2009 study by the American Automobile Association identified the following reckless driving behaviors:
- Following too closely
- Driving on the shoulder, ditch or sidewalk
- Erratic lane changing
- Passing where prohibited
- Failing to signal
- Turning improperly
- Failing to yield
There are a host of other behaviors, not listed here which are also associated with road rage. Instead of giving into the temptation to drive aggressively, consider your life and the lives of others.
2. Don’t Allow Your Insurance to Lapse
Another reason that drivers are forced to maintain SR-22 insurance is they’ve failed to maintain appropriate car insurance. In most instances, auto insurance protects you from financial liability. To drive your vehicle on the road, you have to maintain at least the minimum coverage. To remove the extra expense associated with maintaining SR-22 insurance, you have to maintain the appropriate coverage for your car insurance.
3. Don’t Drink and Drive
It should go without saying that driving under the influence is dangerous and can lead to a DUI, which is a criminal charge for driving under the influence. When you are drunk or under the influence of drugs, you don’t have full control and you may not be able to respond to road hazards and other cars quickly to avoid an accident. Although drinking is legal, you should avoid driving while you are under the influence. Instead of driving, you can travel home safely by contacting a designated driver or calling an Uber to take you home.
4. Don’t Get into a Wreck
Finally, your DMV or court system can require you to have SR-22 insurance if you’ve gotten in a few wrecks, yet you didn’t have enough insurance to cover your liabilities. Although this is a personal financial problem, you are also a financial danger to society. To avoid being underinsured, you should talk with us to determine the amount of auto insurance that will cover you. In any case, having more than enough insurance is better than not having enough car insurance.
SR-22 insurance is your new start at a driving career. After driving safely for three years, you may find that you qualify for optimal auto insurance rates.
Stay safe on the road. Call Peachstate Insurance at (877) 997-2478 for more information on Smyrna GA SR-22 auto insurance.