Tap to Call: 877-99PCHST ☰ ˟
Logo
877-99PCHST877-997-2478 ¿Espanol? Oprima Aqui
  • Home
  • Cheap Auto Quote
  • Types of Insurance
    • Cheap Auto Insurance
    • SR-22
    • Auto Insurance Basics
    • Boat Insurance
    • Motorcycle
    • Renters
    • RV Insurance
    • Trucking Insurance
  • Contact Us
    • Contact Us
    • LocationsImage of right arrow
      • Atlanta - Buford Hwy
      • Atlanta - Pryor Rd
      • Cartersville
      • College Park
      • Decatur
      • Douglasville
      • Jonesboro
      • Snellville/Lawrenceville
      • Macon
      • Marietta
      • Norcross/Tucker
      • Smyrna
      • Stockbridge
  • Make A Payment
  • Resources
    • Frequently Asked Questions
    • Blog
    • Georgia Car Insurance Vlog
    • Refer A Friend
    • About Us
  • Leave Us A Google Review
Automobile
Motorcycle
Truck
Business Auto
Home > Blog > All About the SR-22 Insurance Certificate
FRIDAY, OCTOBER 9, 2015

All About the SR-22 Insurance Certificate

cop writing ticketSo, your bad driving has caught up to you and your license has been suspended. Symptoms of bad driving may include:

  • DUI (DWI/OUI)
  • Reckless driving
  • At-fault accidents
  • Driving without insurance
  • Other offenses

The good news is that if you file an SR-22 with your state’s Department of Motor Vehicles (DMV), you can have your license reinstated; and hopefully you’ll begin to adopt safer driving habits.

What is an SR-22?

Although most people believe that an SR-22 is a special insurance policy, this is not the case. An SR-22 is nothing more than a form of proof of insurance. Usually, a state DMV requests that you offer proof of your insurance other than your insurance card or policy directly from an insurance carrier, known as the SR-22 Insurance certificate.

The reason for this is that premiums skyrocket for too many points on your license, a serious accident, a DUI or driving without insurance. Too often, people do not keep up the minimum car insurance that is needed in the state. But an SR-22 is one way of making sure that drivers who display risky behavior have enough insurance. Generally, to have a license restored after it is suspended or revoked, citizens affected can get their license activated only if they have an SR-22 from their auto insurance provider on file. The SR-22 is simply a way of proving you have enough car insurance to meet minimum state auto insurance requirements.

Getting the SR-22 Certificate

Unfortunately, a number of excellent insurance companies do not insure high-risk drivers needing an SR-22. However, many independent insurance agents are partnered with numerous insurance carriers that can provide this coverage to high-risk drivers.

How Long Will it Last?

If you learn your lesson and have no more moving violations or accidents, most states stop requiring an SR-22 after three years. In addition, you only need an SR-22 if a judge says you need it. So once you’ve fulfilled your SR-22 timeframe, ask your insurance provider to have the filing taken off your insurance policy.

How Costly is an SR-22?

Folks with existing auto insurance can simply ask their insurance company to file an SR-22 with the state. The filing fee is not too costly and it is only for three years if your driving improves. But, your insurance rates may increase if the need for an SR-22 is related to a moving violation or a car crash.

Follow the rules of the road and ultimately the SR-22 car insurance requirement goes away after time, and your insurance rates can go back down. But a little bit of caution behind the wheel can go a long way in ensuring you may never need this coverage.

We’ll help you get the coverage you need. Call Peachstate Insurance at (877) 997-2478 for more information on Atlanta SR-22 insurance.

Posted 7:18 PM

Tags: insurance, sr-22 insurance, auto insurance, atlanta, georgia, tips, coverage, claims, savings
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012

  • insurance(157)
  • auto insurance(118)
  • georgia(93)
  • renters insurance(48)
  • atlanta(46)
  • sr-22 insurance(30)
  • car insurance(29)
  • motorcycle insurance(27)
  • coverage(19)
  • video(17)
  • sr-22(16)
  • insurance faqs(13)
  • ask mr peach(13)
  • car(11)
  • auto(11)
  • credit score(10)
  • douglasville(8)
  • safety tips(7)
  • renters(7)
  • macon(6)
  • policy(6)
  • smyrna(6)
  • marietta(6)
  • customer of the month(6)
  • savannah(6)
  • georgia auto insurance(5)
  • newnan(5)
  • college park(5)
  • decatur(5)
  • boat insurance(5)
  • stockbridge(5)
  • dui(4)
  • motorcycle(4)
  • teen drivers(4)
  • liability(4)
  • claims(4)
  • dwi(4)
  • cartersville(3)
  • motorcycle safety(3)
  • atlanta auto insurance(3)
  • gainesville(3)
  • online payments(3)
  • driving safety(3)
  • accidents(3)
  • georgia renters insurance(3)
  • peachstate insurance(3)
  • vlog(3)
  • liability coverage(3)
  • penalties(3)
  • atlanta renters insurance(3)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Cheap Auto Quote| Customer Service| Blog| About Us| Contact
Logo
Social Social Social

Powered by Insurance Website Builder