MONDAY, APRIL 24, 2023
While commercial auto insurance is necessary for many Georgia companies, many business owners remain uncertain about what coverages they require. This is especially true regarding the specialized coverage provided with commercial auto insurance.
Whether you operate a small, home-based business or a large corporation with a fleet of vehicles, commercial auto insurance is essential if you use vehicles for business purposes. 
Understand Georgia’s Commercial Auto Insurance Laws
Georgia requires all businesses that use vehicles to maintain minimum amounts of commercial auto liability insurance. Depending on the types of vehicles your company uses, you may also be subject to Federal Motor Carrier Safety Regulations regarding liability insurance. Your agent can help you understand how federal and state regulations may apply to your situation.
Know the Difference Between Personal and Business Insurance
It’s crucial to differentiate between personal and commercial insurance coverage, especially if you run a home-based business. If you use personal vehicles for business purposes, your agent may recommend that you purchase hired and non-owned commercial auto insurance coverage. Having appropriate commercial auto insurance can help safeguard your business and mitigate financial risk.
Customize Your Business Auto Insurance
Every business has different requirements and risks associated with their vehicles, and a standard policy may not provide sufficient coverage. Customizing your coverage can help ensure adequate protection against potential risks and liabilities. By tailoring your coverage to fit your unique needs, you can maintain coverage to meet Georgia’s insurance requirements and get adequate financial protection.
Consult Your Agent to Get the Best Insurance Rates
Several factors come into play when selecting commercial auto insurance, impacting coverage and costs. Premiums and available coverage may vary depending on factors such as business location, size, number of vehicles, and years of insurance history.
Your agent can help you explore your options to get the best price for the coverage you need.
Contact Us
Don’t leave your business vulnerable to financial risk - invest in commercial auto insurance today. Contact Peachstate Insurance serving the Atlanta, Georgia, area, to get commercial auto insurance that meets your company’s unique needs at a great rate.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.
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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only.
It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional
in your state. By using this blog site you understand that there is no broker client relationship between
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