Business Auto

Dented carYou’ve been inundated with messages about how safe driving can save lives. But did you know that driving with safety in mind can also save you money? Let’s take a look at how costs can rise with poor driving habits.

Safe Drivers

These are the drivers who remain cautious of their own actions and the actions of others while on the road. This commitment to safety minimizes the number of tickets and accidents that safe drivers experience. And the fewer tickets and accidents you rack up, the less your auto insurance will cost. Not to mention, it also means fewer ticket fines and deductibles that you’ll have to pay.

Decent Drivers

These are the drivers who throw a bit of caution to the wind as they succumb to road rage, accumulate tickets and get into fender benders more often. They still retain a certain level of safety while behind the wheel, but they may let their emotions get the best of them from time to time. With a few tickets and/or accidents under your belt, you’re likely to see your auto insurance rates increase, on top of the ticket fines and deductibles you’ll be responsible for.

Risky Drivers

These are the drivers who may pose a danger to others, whether they drive like maniacs, drive without insurance or drive while under the influence. These driving behaviors are discouraged with the extremely high costs of SR-22 auto insurance. If you’re caught driving without a license or insurance, if you rack up multiple driving infractions in a short time period or if you’re issued a DUI or DWI, you may be required to file for SR-22 insurance. This coverage is filed with the state and basically acts as proof that you maintain insurance for the duration of your SR-22 status period, which may last a few years. During this time, you’ll face higher auto insurance premiums until your time is served, at which point you may qualify for regular auto insurance rates once again.

We’ll help you find the coverage you need. Call Peachstate Insurance at (770) 938-4311 for more information on Atlanta SR-22 insurance.

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