Being in a car accident can take a toll on you, both financially and emotionally—not to mention physically if you’re seriously injured. However, following these steps can help smooth the process and get you back on the road sooner.
Exchange Information
You should always keep a pen and paper in your car in case you need to take notes after an accident (or any other time, such as an impromptu grocery list). It’s also a good idea to keep a card with your medical information/allergies in the glove box in case you are critically injured in an accident and cannot communicate. Once you’ve safely pulled over (if your car is able to move) and turned on your hazard lights, get the following information from the other driver(s):
- Name, address and phone number
- Driver’s license number
- License plate number
- Car make, model, year and color
- Insurance company and policy number
Remember, never admit fault; rather, leave that to the insurance companies to determine.
Document the Accident
Use a camera or your cell phone to take pictures of the whole accident scene and the damage done to both cars. Write down and/or take pictures of the exact location of the accident. If any witnesses stop to help, ask for their contact information so they can assist later on if the other driver disputes your version of the incident.
Report the Accident
Even if the accident was just a fender bender, call the police and ask them to file an accident report because having one on record can speed up the claims process. After that’s taken care of, call your agent to file a claim. It helps if you’re familiar with your coverage so you know exactly what will be covered. From there, a claims adjuster will walk you through your next steps and help you get back on the road.
We’ll help you file a claim quickly. Call us for more information on Atlanta auto insurance.